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2424 28th Street SE Grand Rapids, MI 49512
Sales: (616) 949-7800 Finance: (616) 949-7800
Service: (844) 338-9802
Parts: (888) 479-1279
Dan Pfeiffer Pre-Owned Cars
Frequently Asked Questions - Credit Score
Credit is a major part of any financing or loan process, including the purchase of a car. Your credit score has a big part in determining what types of loans you qualify for, the interest rate, the terms, and the amount of money you can borrow. To help you better understand credit, and how it can impact the car-buying process, we’ve put together some frequently asked questions and their answers.
How can I see my credit report?
You are entitled to one free credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) every year. Simply go to each website and fill out the required information to obtain your report. We recommended checking all three at different times during the year, in order to better monitor your credit.
What do I do if I find an error?
Review your credit reports carefully, and pay close attention to the amounts you own on debt. If you find an error in your credit report, you can dispute it online or by phone with the corresponding credit agency.
How can I improve my credit score?
There is no quick fix for improving your credit score (unless you find an error in the report), but paying down debt, avoiding applications for new loans and credit cards, and paying payments on time are a few ways you can improve your score over time.